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92672 Real Estate — Homes For Sale in 92672

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$2,198,000
$8,268/mo
Monthly Payment:
$8,268
Principal & Interest:
$8,268
HOA Dues:
$0
(Based on a 30 year fixed loan at 3.88% with $439,600 down)

310 West Avenida Valencia NEW Added to the site in the last 3 days

San Clemente, CA 92672
Capistrano Unified School District
4bed 4bath 3,590sq ft $612 / sq ft SFR
Lot Size7,841sq ft Built1999 On Site2days
Come home to this exceptional treasure. Built new in 1999, this custom home is perfect for a beach lifestyle. Close to the Downtown Village, stroll to Lost Winds or T-Street.... more
Come home to this exceptional treasure. Built new in 1999, this custom home is perfect for a beach lifestyle. Close to the Downtown Village, stroll to Lost Winds or T-Street. Open floor plan, huge kitchen, vaulted ceilings, hardwood floors, and Italian tile that extends to a covered porch outside: this is indoor/outdoor living at it's best! The main floor features a living room with fireplace, a chef's kitchen with butcher block island, two ovens, two sinks, high-end appliances, dining and breakfast areas, and a 4th bedroom and bath with a separate entrance for guests. Upstairs is a family and game room, rooftop patio with Seal Rock ocean views, a rolling ladder for library bookshelves, master suite with walk in closet, soaker tub and steam shower, two more bedrooms and bathrooms, and laundry room. The backyard boasts a built-in fireplace, a solar heated endless pool that instantly becomes a large spa, a get-away breakfast patio with infinity fountain, and an organic vegetable garden less
Listing Provided Courtesy of John Fredrickson, Sotheby's International Realty
Popularity
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$679,000
$2,874/mo
Monthly Payment:
$2,874
Principal & Interest:
$2,554
HOA Dues:
$320
(Based on a 30 year fixed loan at 3.88% with $135,800 down)
San Clemente, CA 92672
Capistrano Unified School District
3bed 2bath 1,617sq ft $420 / sq ft SFR
Lot Size3,049sq ft Built1976 On Site5days
Immaculate 3 bedroom, 2 bath home with peek ocean view. This bright & airy home overlooks the association pool/tennis courts. New flooring, new designer paint, base boards, new... more
Immaculate 3 bedroom, 2 bath home with peek ocean view. This bright & airy home overlooks the association pool/tennis courts. New flooring, new designer paint, base boards, new light fixtures throughout! Large spacious oversized master bedroom suite with lots of closet space, skylights, atriums, ceiling fans, fireplace. Nice outside patio with views. less
Listing Provided Courtesy of Surterre Properties
Popularity
$1,795,000
$7,552/mo
Monthly Payment:
$7,552
Principal & Interest:
$6,752
HOA Dues:
$800
(Based on a 30 year fixed loan at 3.88% with $359,000 down)
San Clemente, CA 92672
2bed 2bath 1,200sq ft $1,496 / sq ft SFR
Lot Size2,500sq ft Built1970 On Site5days
Own a beach front home Including the lot in Southern California for under $1,800,000! Enjoy panoramic views of Catalina, the coastline, city lights and magnificent sunsets from... more
Own a beach front home Including the lot in Southern California for under $1,800,000! Enjoy panoramic views of Catalina, the coastline, city lights and magnificent sunsets from the kitchen, living room and large entertainment deck. This charming cottage home is conveniently located close to the community entrance and offers an easy beach walk access to the San Clemente coastal trail and the pier. Enjoy the ocean breezes, sound of the waves and all the beauty of the ocean. Capistrano Shores is a very unique manufactured home community with 90 homes sitting on the sand. All lots are privately owned. HOA includes water, sewer, trash, general maintenance and reserves. This is a rare opportunity to own beach front property at such a low price. less
Listing Provided Courtesy of Century 21 Oma
Popularity
$775,000
$2,915/mo
Monthly Payment:
$2,915
Principal & Interest:
$2,915
HOA Dues:
$0
(Based on a 30 year fixed loan at 3.88% with $155,000 down)
San Clemente, CA 92672
Capistrano Unified School District
1bed 2bath 640sq ft $1,211 / sq ft SFR
Lot Size3,049sq ft Built1929 On Site5days
This 1929 Ole Hanson home is on the market for the first time in decades. Built in 1929, the home is designated as a historic landmark by the city. What makes Ole Hanson homes... more
This 1929 Ole Hanson home is on the market for the first time in decades. Built in 1929, the home is designated as a historic landmark by the city. What makes Ole Hanson homes unique is the period in which they were built. There's only a handful of these older historical homes. When San Clemente city founder Ole Hanson started building homes in the beachside community in the late 1920s, he had a vision of making it a "Spanish Village by the Sea." This great home is only two blocks from Linda Lane Park right above San Clemente Pier. You can walk to the beach, pier and town. THIS HOME IS SMALL, BUT HAS GREAT POTENTIAL! THE BACK PART OF THE HOUSE HAS A FLAT ROOF (IF YOU BUILT UP, OCEAN VIEWS AWAIT YOU). WOULD MAKE A GREAT VACATION RENTAL....1/2 OF THE GARAGE HAS 3/4 BATH AND LAUNDRY HOOK-UPS, PERFECT FOR AN OFFICE/STUDIO. THIS HOME NEEDS SOME LOVE, BEING SOLD AS-IS, FIXER UPPER. With its landmark distinction, the property qualifies for tax breaks under the California Mills Act, which encourages homeowners to maintain the integrity of historical homes. "They get rewarded with significantly lower property taxes. less
Listing Provided Courtesy of South West Realty
Popularity
$949,000
$4,089/mo
Monthly Payment:
$4,089
Principal & Interest:
$3,570
HOA Dues:
$519
(Based on a 30 year fixed loan at 3.88% with $189,800 down)
San Clemente, CA 92672
2bed 2bath 956sq ft $993 / sq ft CND
Lot SizeN/Asq ft Built1958 On Site5days
Very highly upgraded pier bowl condo that has an incredible view of the pier and waves. Corner location in a complex that has not had a unit on the market in years. People get... more
Very highly upgraded pier bowl condo that has an incredible view of the pier and waves. Corner location in a complex that has not had a unit on the market in years. People get one of these locations and they just don't leave. Here is your chance to own the best location in the complex. This unit is spectacular. Current owners have done so many upgrades it looks brand new. The kitchen has been completely re-done with all the bells and whistles. Granite counters and back splash, stainless steel appliances etc. The bathrooms are just as spectacular. There is your own laundry hookups and a private garage. The floor plan is wide open and feels so much larger than it is. There are recessed lights, dual pane windows and bullnose corners. Windows in the corner allow you to look out over the pier and beach from the living room and kitchen. A huge balcony that has just been resurfaced allows for space outdoors and is a place you could spend hours just sitting back and taking in the view. You not only see the waves but get to have the sound of them lull you to sleep at night. All of this luxury just walking distance to the pier, beach trail, and downtown San Clemente with its exceptionally fine restaurants. Make sure to view the virtual tour. less
Listing Provided Courtesy of Keller Williams Occ Realty
Popularity
$1,599,000
$6,015/mo
Monthly Payment:
$6,015
Principal & Interest:
$6,015
HOA Dues:
$0
(Based on a 30 year fixed loan at 3.88% with $319,800 down)
San Clemente, CA 92672
Capistrano Unified School District
3bed 2bath 1,959sq ft $816 / sq ft SFR
Lot Size7,841sq ft Built1974 On Site5days
Looking For a Single Level Ocean View Gem? Be Dazzled By Commanding Panoramic Views of White Water, Catalina, San Clemente Island, Dana Harbor and Beyond. Enjoy multiple... more
Looking For a Single Level Ocean View Gem? Be Dazzled By Commanding Panoramic Views of White Water, Catalina, San Clemente Island, Dana Harbor and Beyond. Enjoy multiple firework displays on the 4th, gorgeous sunsets and serenity with this rare quiet location on top of the hill. Amenities include new travertine flooring, hardwood, cathedral ceilings, canned lights and ceiling fans. Gourmet ocean view kitchen boasts new custom cabinets, stainless appliances, large granite breakfast bar with seating and granite counters with custom splash. Ocean view master suite includes updated bath with custom shower and walk-in closet. Quality improvements include a finished loft/mezzanine adding bonus square footage to this home. Spectacular Tuscan hardscape completes the exterior ambiance with custom fountain at the entrance and expanded side yard suitable for extra storage or possible RV. This beautiful residence is finished with an over-sized three car garage with cabinets. This San Clemente location affords award winning schools and a short jaunt to the trendy shops and restaurants on Del Mar leading to the famous San Clemente pier and oceanfront with world class surfing and a myriad of beach activities. less
Listing Provided Courtesy of Coldwell Banker Res. Brokerage
Popularity
$255,000
$1,384/mo
Monthly Payment:
$1,384
Principal & Interest:
$959
HOA Dues:
$425
(Based on a 30 year fixed loan at 3.88% with $51,000 down)
San Clemente, CA 92672
1bed 1bath 700sq ft $364 / sq ft CND
Lot Size1,000sq ft Built1986 On Site6days
Bike to BEACH or enjoy breathtaking ocean views from some of South Orange County's best walking trails from this highly upgraded "Paradise" in prestigious Rancho San Clemente.... more
Bike to BEACH or enjoy breathtaking ocean views from some of South Orange County's best walking trails from this highly upgraded "Paradise" in prestigious Rancho San Clemente. Nestled among mature trees, babbling brooks, waterfalls, and a serene setting with fresh ocean breezes year-round! Desirable bright and airy upper unit with vaulted and cathedral ceilings, high-end ceiling fans, large quality tile throughout, inside laundry, and highly upgraded kitchen. Large Master BR with private deck and walk-in closet. This is the perfect place for a single or couple, an investor, or anyone wanting an affordable "beach getaway" second home that includes 2 nearby pools and spas, a clubhouse & available RV parking, mid-way between San Diego and Los Angeles and quickly accessible to world-renowned beaches, the Dana Point Marina, and amazing shopping and cultural venues. This is a rarely available highly upgraded "Turn Key" property --- just bring your toothbrush! You get the best of all worlds --at an incredible price! It's like living in a year-round ocean resort!!! This is the "Best-Kept-Secret" in southern California --- you would pay well over $1 million for a similar property this close to the beach in Europe or other overseas resort areas! less
Listing Provided Courtesy of Riviera Coast Properties
Popularity
$2,499,900
$9,604/mo
Monthly Payment:
$9,604
Principal & Interest:
$9,404
HOA Dues:
$200
(Based on a 30 year fixed loan at 3.88% with $499,980 down)
San Clemente, CA 92672
Capistrano Unified School District
5bed 6bath 6,000sq ft $417 / sq ft SFR
Lot Size6,970sq ft Built1996 On Site6days
From the moment you step into this spectacular custom Mediterranean estate, (designed by Wayne Penny) you will be struck by the sweeping 280 degree ocean and Catalina views.... more
From the moment you step into this spectacular custom Mediterranean estate, (designed by Wayne Penny) you will be struck by the sweeping 280 degree ocean and Catalina views. This home is the perfect combination of 6,000 square feet of living space on a large private lot with stunning ocean views. Enjoy the most amazing 2,000 square foot master suite you will ever see. Some features of this luxury master retreat include an indoor open air, ocean view 6-person Jacuzzi, 700 square foot walk-in closet with cedar lined drawers, built-in custom shelving, large private patios, fireplace, kitchenette, gym, sauna, and 10-head marble dual entry shower. Enjoy breathtaking ocean views from every room, two main-floor bedrooms, an executive office and library with cherry cabinetry, rolling ladder, private bath, balcony and private entrance. This entertainer's dream home features a gourmet kitchen with an oversized island, spacious walk-in pantry, Dacor appliances, and slab granite counters. Formal dining room features custom built-ins and a temperature controlled 1,000+ bottle wine cellar. Privacy abounds with an extended driveway with motor gate and lush, drought-tolerant tropical landscaping throughout the entire property. less
Listing Provided Courtesy of Keller Williams Occ Realty
Popularity
$849,999
$3,225/mo
Monthly Payment:
$3,225
Principal & Interest:
$3,197
HOA Dues:
$28
(Based on a 30 year fixed loan at 3.88% with $170,000 down)
San Clemente, CA 92672
Capistrano Unified School District
4bed 2bath 2,031sq ft $419 / sq ft SFR
Lot Size7,405sq ft Built1964 On Site7days
Beautiful Shorecliffs home with Ocean View. this is the largest floor plan built at 2031 sq' 4 bedrooms 2 baths a large private entry with double doors leads you into a large... more
Beautiful Shorecliffs home with Ocean View. this is the largest floor plan built at 2031 sq' 4 bedrooms 2 baths a large private entry with double doors leads you into a large court yard in the center of the home, perfect for entertaining. Enter into a large living room with a view of the ocean, enjoy the same view from the master bedroom. The neighborhood is almost ocean front and located within walking distance to it's own private beach which can be access by going under Pacific Coast Highway. Private membership to Shorecliffs Beach Club located across PCH, Private Parking, BBQ's, Sand Volleyball, Basketball, Tennis, Ping Pong and a club house with TV, Couches and more for an annual fee of $330.** There is no Moratorium on this home you can add a second floor and increase the size anywhere from 3500 to 5000 sq' the second floor would have an amazing view of the ocean.. less
Listing Provided Courtesy of Eduardo Canas, Real Innovate Realty
Popularity
$987,000
$3,712/mo
Monthly Payment:
$3,712
Principal & Interest:
$3,712
HOA Dues:
$0
(Based on a 30 year fixed loan at 3.88% with $197,400 down)
San Clemente, CA 92672
Capistrano Unified School District
3bed 3bath 1,680sq ft $588 / sq ft SFR
Lot Size6,390sq ft Built1978 On Site8days
Open Wed Jul 1, 9:30am-12:30pm
Charming SW San Clemente home on a large corner lot with a Huge Entertainer's backyard! This turn-key home features 3BD/2.5BA and 2-car garage. Downstairs enjoy cooking in the... more
Charming SW San Clemente home on a large corner lot with a Huge Entertainer's backyard! This turn-key home features 3BD/2.5BA and 2-car garage. Downstairs enjoy cooking in the open kitchen with SS appliances, including a Dacor range and wine fridge, silestone countertops and breakfast bar. From the kitchen, easily access the peek-a-boo ocean view roof deck at the front or the dining area towards the back through french doors for endless outdoor options. Downstairs you'll find recessed lighting and beautiful rustic hardwood flooring providing a warm coastal ambiance. The home has central A/C for those rare days it's needed and the family room has a stone wood-burning fireplace for cozy nights. Newer carpeting upstairs leads to three spacious bedrooms, including a Master with walk-in custom closet, balcony and updated bathroom with rain shower. The updated guest bath with a tub/shower combo serves the other bedrooms, each with custom closets. More upgrades include new dual-paned windows and crown moulding. Come home from the beach and wash sand off with the heated outdoor shower. The extra-long driveway has custom gates ready to be installed for added privacy and safety. A wonderful find in Southwest, perfect as a family home or beach getaway! less
Listing Provided Courtesy of First Team Real Estate
Popularity
$75,000,000
$282,692/mo
Monthly Payment:
$282,692
Principal & Interest:
$282,142
HOA Dues:
$550
(Based on a 30 year fixed loan at 3.88% with $15,000,000 down)
San Clemente, CA 92672
Capistrano Unified School District
9bed 14bath 15,000sq ft $5,000 / sq ft SFR
Lot Size5.4acre Built1926 On Site8days
La Casa Pacifica is the most significant oceanfront estate in Southern California. Once home to President Richard M. Nixon, it has been the setting of numerous social and... more
La Casa Pacifica is the most significant oceanfront estate in Southern California. Once home to President Richard M. Nixon, it has been the setting of numerous social and political events in its storied past. It is comprised of two parcels totaling 5.45 acres with 480 lineal feet of beachfront. Featured three times in Architectural Digest, the Spanish Colonial Revival architecture masterfully balances elegance with a touch of whimsy. The gleaming white structures contrast perfectly against the vibrant colors of the lush greenery that surrounds them. Stands of palms and Monterey Cypress sway in the breezes, connected by expanses of emerald lawns and impeccably kept seaside gardens. The completely walled compound affords panoramic views of the ocean, islands, and sunsets from its preferred elevation. There are approx. 15,000 sq. ft. among all the structures on the property, which include a restored and modernized ca. 1927 main residence of approx. 9,000 sq. ft.; an entertaining pavilion; a two-bedroom guest house; a pool; a lighted N/S tennis court; staff buildings; and a private well. San Clemente is renown for the 'most idyllic climate in the world' and is easily accessible to Newport Beach, Los Angeles and the best of Southern California's amenities. less
Listing Provided Courtesy of Hom Sotheby's International Re
Popularity
$1,325,000
$4,984/mo
Monthly Payment:
$4,984
Principal & Interest:
$4,984
HOA Dues:
$0
(Based on a 30 year fixed loan at 3.88% with $265,000 down)
San Clemente, CA 92672
Capistrano Unified School District
3,672sq ft $361 / sq ft MFR
Lot Size4,382sq ft Built1971 On Site8days
Rare opportunity! 4-U with 1 large 3Br owner's unit (approx. 2,000 sq.ft.), 2 one bedrooms (approx. 600 sq.ft. each), and 1 studio unit (non-conforming, approx. 500 sq.ft.)... more
Rare opportunity! 4-U with 1 large 3Br owner's unit (approx. 2,000 sq.ft.), 2 one bedrooms (approx. 600 sq.ft. each), and 1 studio unit (non-conforming, approx. 500 sq.ft.) Located at top of The Bluffs approx. 100 yards from beach access. Descend on foot to North Beach and San Clemente Pedestrian Beach Trail. A few blocks from Ole Hanson Swim Club and Beach. Walk to San Clemente Metrolink Station. This building is superbly maintained. Long term stable tenancy. Gated entry at both front and back. 3 units have amazing views of the city. Spectacular city lights. All units have large private balconies. Well manicured landscape adorned with palm trees and flora. Walkways boast beautiful pavers. Community laundry room. Huge storage area for bikes. Tankless water heater. All units have upgraded kitchen and bathrooms. less
Listing Provided Courtesy of Top Ten Real Estate Inc
Popularity
$725,000
$2,727/mo
Monthly Payment:
$2,727
Principal & Interest:
$2,727
HOA Dues:
$0
(Based on a 30 year fixed loan at 3.88% with $145,000 down)
San Clemente, CA 92672
Capistrano Unified School District
3bed 2bath 1,202sq ft $603 / sq ft SFR
Lot Size8,276sq ft Built1965 On Site8days
Panoramic ocean and city views from this never before on the market. Rare one story home on a single loaded street located in popular San Clemente neighborhood. Lot is over 8200... more
Panoramic ocean and city views from this never before on the market. Rare one story home on a single loaded street located in popular San Clemente neighborhood. Lot is over 8200 sq ft(with downslope) and includes large front driveway with parking for 3 vehicles. Newer furnace and ducting now located in the attic. Bathrooms have been modestly updated. Enclosed screen in patio. Loads of potential with this great ocean view home in a wonderful neighborhood comprised of mostly single level homes. less
Listing Provided Courtesy of Regency Real Estate Brokers
Popularity
$899,900
$3,385/mo
Monthly Payment:
$3,385
Principal & Interest:
$3,385
HOA Dues:
$0
(Based on a 30 year fixed loan at 3.88% with $179,980 down)
San Clemente, CA 92672
Capistrano Unified School District
2bed 2bath 1,112sq ft $809 / sq ft SFR
Lot Size4,792sq ft Built1963 On Site8days
Classic Southwest San Clemente beach home in one of the most sought out neighborhoods in San Clemente!! Located just a few blocks up the street from T-Street and downtown San... more
Classic Southwest San Clemente beach home in one of the most sought out neighborhoods in San Clemente!! Located just a few blocks up the street from T-Street and downtown San Clemente area, this 1960's beach home has fantastic curb appeal, with an all brick patio, gas fire-pit and OCEAN VIEWS. Great for entertaining all year-round. Indoor features include original hardwood flooring, casement windows, newer blinds, wainscoting and newer dutch door. The kitchen includes a large ceramic tile island with plenty of storage, 5 burner gas stove top, Samsung Stainless Steel fridge/freezer, and a GE double oven. Long driveway and detached 2 car garage with built-in storage and workbench. Back patio also includes an above ground Spa! Close to T-Street beach, shops, restaurants, schools and more! less
Listing Provided Courtesy of Conrad Realtors Inc
Popularity
$1,999,999
$7,752/mo
Monthly Payment:
$7,752
Principal & Interest:
$7,523
HOA Dues:
$229
(Based on a 30 year fixed loan at 3.88% with $400,000 down)
San Clemente, CA 92672
Capistrano Unified School District
6bed 9bath 4,759sq ft $420 / sq ft SFR
Lot Size7,457sq ft Built1996 On Site9days
This impeccable property, perched in the hills of San Clemente, offers incredible panoramic ocean and hills views from the downstairs and upstairs floors. Located in the private... more
This impeccable property, perched in the hills of San Clemente, offers incredible panoramic ocean and hills views from the downstairs and upstairs floors. Located in the private and gated Sea Ridge Estates community, this six bedroom, nine bathroom house has a five car garage plus a work room and bathroom in the garage. Boasting over 4,700 sq.ft., the custom home features built ins, lots of storage closets, four fireplaces, an office, a game room with a wet bar, a laundry chute, and gourmet Kitchen overlooking the Pacific Ocean. The stunning Master Suite includes a sitting area, ocean view balcony, fireplace, and large bathroom with dual sinks, Jacuzzi tub, walk in shower, toilet and bidet area, and walk in closet with built in shelves. You will be amazed at the pride of ownership in this clean property. Enjoy nightly sunsets from the backyard or balcony upstairs. Jump on one of the amazing hiking or biking trails in the nearby hills, head to the beach in 5 minutes, drive to downtown in three minutes, and have easy access to the freeway and local schools. less
Listing Provided Courtesy of Century 21 Oma
Popularity
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Local real estate services provided by:
Coldwell Banker Residential Brokerage
Coldwell Banker Residential Brokerage
5161 California Ave, Ste 250
Irvine, CA 92617
844.662.5628
Website provided and owned by Coldwell Banker Residential Brokerage.
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The information being provided by California Regional MLS is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the California Regional MLS. Coldwell Banker Residential Brokerage is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Coldwell Banker Residential Brokerage, a broker participant of California Regional MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site.

The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by California Regional MLS and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited.

Copyright 2015 California Regional MLS. All rights reserved.

Data last updated: Monday, June 29, 2015 at 10:41 PM

The information being provided by SoCalMLS, CRISNet Regional MLS, CARETS is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the SoCalMLS, CRISNet Regional MLS, CARETS. Coldwell Banker Residential Brokerage is not a Multiple Listing Service (MLS), nor does it offer MLS access. This website is a service of Coldwell Banker Residential Brokerage, a broker participant of SoCalMLS, CRISNet Regional MLS, CARETS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site.

The accuracy of all information, regardless of source, including but not limited to open house information, square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by SoCalMLS, CRISNet Regional MLS, CARETS and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited.

Copyright 2015 SoCalMLS, CRISNet Regional MLS, CARETS. All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, SoCalMLS Inc

Data last updated: Monday, June 29, 2015 at 10:36 PM

If a listing displays "Short Sale/Subject to Lender Approval" then that listing has been identified by the seller and the listing broker as a "Short sale." This means that, at the listed price, the proceeds from the sale may not be adequate to pay all liens and costs of sale. Any offer made that does not fully cover the existing amount(s) owed to the lienholder(s) plus the costs of sale could be subject to lienholder approval, which approval may be exercised at the sole and exclusive discretion of the lienholder(s).