Having trouble getting a loan from a bank? Or perhaps you are a potential home buyer with non-traditional income (freelance, small business owner, and new job income are among the most common). Even if you’re a fairly “normal” new buyer, you want to know all your options when it comes to a home mortgage. Perhaps you should visit your local credit union to discuss your home buying goals to find out if this kind of organization can offer you help your bank can’t.
Cinco de Mayo is tomorrow, and you may be hosting a festive party or at least kicking back and enjoying some margaritas and tacos. This week's DIY feature is packed with projects for an outdoor get-together that's sure to please. Even if you don't have time for these this weekend, these are great ideas to brighten up your outdoor space for the coming summer months!
Start with a pergola...
Buyers: Having trouble finding a lot of houses you want to go see? You are not alone. Though spring is traditionally a busier season for real estate sales, there appears to be a dearth of homes on offer when buyers confront their local MLS offerings. Indeed, nationally, figures for April of 2012 suggest that inventory is over 20% lower than it was in April of 2011.
We tried to be really organized about what homes we’d tour with our Realtor®. I did exhaustive searches using Zip technology, which not only allowed me to pinpoint the homes for sale in a very narrow space (that I defined myself) but also the homes within that area that fit my needs.
Sellers understandably get nervous when their buyers need an extension on the closing date of an escrow. They may wonder if the buyers are actually qualified, or if something is going wrong. They may even be tempted to pull the deal and put their homes back on the market.
You might be one of those people who think of gray as a dreary, gloomy color, but gray can be so luxurious. Gray is versatile – it comes in so many shades from elegant light gray to a warm, charcoal hue.
Also, because gray is a neutral, it has a relaxing effect. So it should be no surprise that as we collected gray interior photos for our Color Schemes Pinterest board, we saw so many in bedrooms! Here are some of our favorites:
I love books. I love reading them. I love collecting them. Actually, I have a book-collecting problem. Even though my bookshelves are maxed-out, I recently bought five more books (I couldn't resist!). So I'm always on the hunt for stylish ways to display and store them.
Changing around your book storage solution is an easy and satisfying way to quickly freshen up your space. You arrange by the books by color, style your bookshelf with curated objects, or build an awesome bookshelf that makes a statement in itself!
NAR has declared this upcoming weekend National Open House Weekend, which, if you love open houses as much as we do, is great news. We recently added open house data to our website so you can easily search for open houses in any of the areas listed below. For step-by-step instructions, check out our earlier post here.
Search for open houses in:
Like it or not, securing your home loan is an essential part of the home buying process – it’s even more important in a tough real estate market where lending criteria is tight and inventory is spare. When you find that home you adore, you want to be able to make an offer fast. And part of a successful offer is your money being where your mouth is.
This is where mortgage prequalification and preapproval come in. First, let’s look at what each has to offer as well as how you obtain it.