July 26, 2012 - 9:29 AM
Fixed-rate and adjustable-rate home loans are two of the most common mortgages used today. But what exactly are the differences? What are the advantages and disadvantages? And which one is right for you? Get to Know the Fixed-rate Loan The fixed-rate home loan has been described as the “plain vanilla” of... Read More
July 25, 2012 - 10:04 AM
College towns as investments
  With the fall semester gearing up (summer is flying by!), we turn our attention to college towns. In many American cities and towns, demand for housing is predicated on the economy: mainly, jobs. Other factors, like good schools, good weather, and natural beauty also come into play, but are highly... Read More
July 24, 2012 - 10:37 AM
Control basement moisture
Like any homeowner, I want to use every square inch of home I pay for in my monthly mortgage. If there are mice, radon problems, pet smells left behind by previous occupants, or dampness issues, I’m unlikely to enjoy—if I even use at all—the space the basement offers. Now that I own a home that has a... Read More

New Buyers: Damp Basement Creeping You Out? Deal with It!

Remodel Your Basement so it is Clean and DryLike any homeowner, I want to use every square inch of home I pay for in my monthly mortgage. If there are mice, radon problems, pet smells left behind by previous occupants, or dampness issues, I’m unlikely to enjoy—if I even use at all—the space the basement offers. Now that I own a home that has a basement, Im learning to deal with all of these issues. Today though. I’ll only write about dealing with damp cellars.

July 23, 2012 - 10:58 AM
Locking a Loan
To the uninitiated, "locking a loan" sounds pretty final-- fiercely so. But actually, you’re not locked into the deal (not just yet, anyway). It’s just a term that makes the process more secure on both ends. Look at this way: as your loan application is going through the process of approval, federal interest... Read More

Lessons in Loan Lingo: What Does Locking In Your Rate Really Mean?

To the uninitiated, "locking a loan" sounds pretty final-- fiercely so. But actually, you’re not locked into the deal (not just yet, anyway). It’s just a term that makes the process more secure on both ends. Look at this way: as your loan application is going through the process of approval, federal interest rates could fluctuate. But if your loan is locked at a rate offered by your lender/broker and accepted by you, that’s a promise: that rate will still be available to you for the period of time specified in the contract.

July 20, 2012 - 1:30 PM
It's been a while since we posted a color of the week on the blog, so we thought we'd brighten up your Friday afternoon with teal! Teal is an eye-catching jewel tone, and often goes really well with gold, red, and mustard yellow. To see all the colors that we've been pinning - including coral, mint, and... Read More

Color of the Week: Teal

It's been a while since we posted a color of the week on the blog, so we thought we'd brighten up your Friday afternoon with teal! Teal is an eye-catching jewel tone, and often goes really well with gold, red, and mustard yellow.

To see all the colors that we've been pinning - including coral, mint, and lavender - check out our Color Schemes Pinterest board for inspiration!

Here are some of my favorite teal pins from this week:

July 19, 2012 - 10:05 AM
For the past few weeks, we’ve been taking you through May’s market data on where the most home are selling for below asking, and where they’re not. We’ve taken you through markets where home values and competition are heating up—Portland, Seattle, San Francisco, Los Angeles, Las Vegas, Tucson, Phoenix—as... Read More
July 18, 2012 - 11:02 AM
Cities where buyers can still under bid
Inventory down, demand up, bidding wars and rising prices: That’s been the thrust of national news for real estate in the U.S. this summer. But that doesn’t mean buyer’s markets have ceased to exist on the local level, or that the chance to get a good price on a home while interest rates are so low has... Read More

3 Buyer's (or at Least Buyer Friendly) Markets

Inventory down, demand up, bidding wars and rising prices: That’s been the thrust of national news for real estate in the U.S. this summer. But that doesn’t mean buyer’s markets have ceased to exist on the local level, or that the chance to get a good price on a home while interest rates are so low has passed you by.

July 17, 2012 - 10:37 AM
Float a floor
When the tenant of the house we just bought finally moved out, we got a look—for the first time—at the wood floors under the carpet. Hard wood, promised the seller. And I guess they were, at one point...some point long ago in history. Since then, they’ve been tarred, layered over with linoleum, layered over... Read More

Hideous Floor in That New House? No Need to Rip it Out: Float a Better One Right on Top

When the tenant of the house we just bought finally moved out, we got a look—for the first time—at the wood floors under the carpet. Hard wood, promised the seller. And I guess they were, at one point...some point long ago in history. Since then, they’ve been tarred, layered over with linoleum, layered over that with glue, stapled with plywood, and covered in laminate. Over that went the carpet. Getting down to the wood, we nearly broke every tool we have (we’ve since made many runs to Home Depot), including our fingernails.

July 16, 2012 - 10:50 AM
What does PMI add to mortgage?
What is a PMI? If you're trying to get qualified for a loan, you've heard those initials (among other mysterious terms of lending lingo) spoken, and most of the time everyone takes for granted that you understand them. But what do they mean, exactly? Put in the most simple terms, PMI stands for private... Read More

Lessons in Loan Lingo: What's a PMI?

What is a PMI? If you're trying to get qualified for a loan, you've heard those initials (among other mysterious terms of lending lingo) spoken, and most of the time everyone takes for granted that you understand them. But what do they mean, exactly? Put in the most simple terms, PMI stands for private mortgage insurance. From there though, things get more complicated. That insurance doesn’t do much to insure you personally; rather, it ensures that banks will get money back even if you default on your loan. PMIs come into play when the applicant can’t or doesn’t want to pay 20% down.

July 13, 2012 - 1:52 PM
One of my favorite things about the DIY world is watching the awesome and interesting ways that people reuse things they already have. Below are three awesome projects that were popular on our DIYs and How-to’s Pinterest board this week. Wall Art Made from Paint Chips Head over to Two Girls Being Crafty... Read More

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